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Insurance company Slime

January 18th, 2007 at 07:33 pm

Okay so I'm a wee bit irked at the insurance company that my mother had her insurance with. They paid her claim me quickly but they harvested my name for their mailing lists for other products. You are special to them .. not only a beneficiary but a potential customer.

Nice (okay not nice but my only other words are really, really rude)

And to make it worse, its a rip off cancer type policy. If i want a critical illness policy for that price, I'll buy one that covers me for a lump sum of cash and that pays it all on diagnosis.

Some *special highlights* of this policy

Pays for "female cancer's only. At least they include breast cancer which a male or female can get.

Oh the benefit of $50,000 (if you chose the enhanced option) is payable out in one lump some of $12,000 followed by another $12,000 payable over 12 months. The only way to get the full $50,000 is if you are in hospital cause of your cancer diagnosis for 100 days (you get $200 a day) and if you have surgery when you get another $6,000.

I'm not impressed at all.

1 Responses to “Insurance company Slime”

  1. fern Says:

    I don't think health insurance for a specific disease, in this case, gynecologic cancers, is worth it...AT ALL.

    Who's to say you don't spend a bundle on "female" cancer insurance and end up needing hip replacement surgery? Or lung cancer? Or pancreatic cancer?

    Unless you have a genetic pre-disposition to a given cancer that runs in your family, there's no way to predict what you're going to get, if anything, and so this kind of targeted health insurance is just a waste of money.

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