First dealing I had with them was when my mom died. She had some insurance with them. I guess there are two parts to sending a beneficiary cheque.

Step 1: Add beneficiary to mailing list to sell insurance to

Step 2: Send cheque and advertising crap to beneficiary.

They called tonight to sell me something. A breakthrough in insurance (yeah yeah.. something with low payout high profit I'm sure)....

I interupted to rant about how they used sending me a beneficiary cheque as an excuse to put me on their maililng list.

The best? They hung up on me!